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Terms and Conditions

Effective Date: October 9, 2026
Last Updated: October 9, 2026

These Terms and Conditions (“Terms”) govern your access to and use of ibuyhouseswithfiredamageboston.com (the “Website”) and services offered through the Website by I Buy Houses With Fire Damage Boston (“we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:

Depending on the property and transaction, we may:

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Direct Purchase Model

The Website presently states that its approach is a direct purchase, with the seller dealing directly with the acquisition team rather than through an intermediary.

Where we seek to purchase property for our own account:

3. Our Role

Depending on a transaction, we may act as:

Our actual role depends on the transaction documents and conduct.

Unless separately and lawfully established, we do not act as your:

4. No Obligation to Sell

Submitting property information or requesting an offer does not obligate you to sell.

A Website submission is an inquiry and is not a purchase agreement.

You may reject a proposed offer unless and until you enter into a legally enforceable transaction agreement, subject to any applicable contractual or statutory rights.

5. No Obligation to Purchase

Submitting information does not require us to:

6. Eligibility and Authority

By using the Website or submitting property information, you represent that:

Submission by one co-owner does not necessarily authorize that person to bind every owner.

7. Agents, Wholesalers, and Other Representatives

A person submitting information as an agent, contract holder, wholesaler, attorney-in-fact, trustee, personal representative, or other representative is responsible for having lawful authority to do so.

Nothing on the Website authorizes:

8. Property Research

We may research:

9. Property Assessments

An acquisition evaluation may include:

An evaluation conducted for our own acquisition purposes is not automatically:

10. Preliminary Offers

Any preliminary:

is non-binding unless incorporated into a legally enforceable transaction agreement.

A preliminary offer may change following due diligence.

11. Offer Methodology

The Website states that offers may take into account:

Additional factors may include:

No particular valuation method, purchase price, or economic result is guaranteed.

12. 24-Hour Offer Statements

The Website currently states that a no-obligation cash offer is typically provided within approximately 24 hours after receiving the seller’s details.

That language describes an intended or typical service timeline.

It is not a guarantee.

Actual timing may depend on:

13. Binding Transactions

A binding real-estate transaction arises only when the applicable parties execute enforceable transaction documents.

Closing may depend on:

14. Massachusetts Does Not Require One Universal Seller Property-Condition Form

Massachusetts differs from many states because it does not impose one universal statutory property-condition questionnaire that every ordinary private residential seller must complete.

The commonly used Seller’s Statement of Property Condition is an industry form and is not itself a universally required Massachusetts statutory form.

Accordingly, these Terms do not represent that every Massachusetts seller must complete a statewide fire-damage checklist.

15. Massachusetts Caveat-Emptor Framework

Massachusetts has historically followed a substantial buyer-beware, or caveat emptor, framework in ordinary private residential sales.

A private homeowner who is not acting in the business of selling real estate generally does not have the same broad affirmative disclosure obligation imposed by some states’ comprehensive seller-disclosure statutes.

That rule does not mean a seller may freely:

16. Fire Damage Can Still Be Material

The absence of a universal Massachusetts seller questionnaire does not make fire damage legally irrelevant.

A structure fire can create significant conditions involving:

A seller who chooses to describe these matters should do so accurately.

17. Voluntary Seller Property-Condition Statements

A seller may voluntarily complete a Seller’s Statement of Property Condition or another property questionnaire.

Where a seller makes written or oral representations about:

the seller should not make false or misleading statements.

Voluntary disclosures may also create contractual or evidentiary consequences.

18. Business Sellers and Consumer Protection Law

Massachusetts General Laws Chapter 93A regulates unfair or deceptive acts or practices in trade or commerce.

A professional seller, investor, developer, broker, or other person acting in business may therefore face obligations and liabilities different from those of an ordinary private homeowner who is not acting in trade or commerce.

Nothing in these Terms authorizes deceptive omission, misrepresentation, false advertising, or concealment.

19. Massachusetts Real Estate Licensee Duties

Massachusetts real estate brokers and salespersons have separate professional duties.

A licensed facilitator must present real property honestly and accurately and disclose known material defects.

Agents and other licensees can also have affirmative disclosure obligations concerning known material property defects.

Serious known fire-created structural, electrical, environmental, smoke, or water conditions can therefore become relevant to licensee disclosure duties.

20. No Universal Fire-Document Package

Massachusetts does not impose one universal rule requiring every residential seller automatically to deliver every:

to every buyer.

A specific document may nevertheless be:

21. No Universal Professional Fire Inspection Requirement

Massachusetts does not impose one general statewide rule requiring every seller of a fire-damaged home to commission:

before entering a sale.

A particular inspection may nevertheless be required because of:

22. Smoke and Carbon-Monoxide Compliance at Sale

Massachusetts requires qualifying residential property sellers to obtain a certificate of compliance concerning smoke and carbon-monoxide alarms when a property is sold or transferred.

The certificate is issued following inspection by the applicable local fire department.

This requirement is separate from whether the property previously experienced a fire.

23. Boston Smoke and Carbon-Monoxide Inspection

For property in the City of Boston, the Boston Fire Department administers smoke and carbon-monoxide detector inspections.

Boston currently advises sellers to apply as soon as the Purchase and Sale Agreement is signed.

The City states that it requires at least 10 business days’ advance notice to schedule an inspection and does not guarantee an appointment before the planned closing date.

A proposed fast closing should therefore account for this requirement.

24. Smoke and CO Certification Is Not a Fire-Damage Inspection

A smoke and carbon-monoxide certificate verifies compliance with applicable alarm requirements.

It should not be represented as:

25. Title 5 Septic Requirements

Where a Massachusetts property is served by an on-site septic system or cesspool, Title 5 can impose separate inspection and disclosure requirements in connection with sale.

A system inspection generally must occur within the applicable period before sale, subject to statutory and regulatory exceptions and special rules.

The buyer or person acquiring title generally must receive a copy of the qualifying inspection report.

26. Title 5 Timing

For many covered transfers, a Title 5 septic-system inspection is required within two years before sale.

Where weather prevents inspection at the time of sale, the regulations may allow inspection after closing under specified conditions.

Where a system has been pumped annually and qualifying records exist, an inspection may remain valid for a longer period as provided by regulation.

Because most Boston properties are connected to public sewer, Title 5 will not apply to every Boston transaction.

Its applicability must be determined property by property.

27. Failed Septic Systems

Where a septic system subject to Title 5 fails inspection, separate repair, replacement, upgrade, timing, board-of-health, and contractual issues can arise.

An as-is property purchase does not by itself eliminate Title 5 obligations where the regulation applies.

28. Lead-Based Paint

Massachusetts and federal law impose significant lead-paint disclosure obligations concerning many residential properties built before 1978.

A seller or lessor of qualifying pre-1978 housing must comply with applicable lead-paint notification and certification requirements.

These obligations are separate from fire-damage disclosures.

Fire restoration can also disturb painted building components, making lead-safe work requirements particularly important.

29. As-Is Transactions

The Website markets the acquisition of property in its existing condition.

“As-is” may mean that the purchaser will not require the seller to make repairs before closing.

It does not automatically eliminate:

30. No Universal Requirement to Repair Before Sale

Massachusetts does not impose one statewide rule requiring every fire-damaged residence to be fully restored before it can be transferred.

A damaged building may potentially be sold in its existing condition.

Separate:

may nevertheless affect the property.

31. Boston Building Permits

The City of Boston distinguishes between minor and major building work.

A Short-Form Permit generally covers minor alterations, repairs, or replacements that do not change the building’s structure or use.

A Long-Form Permit generally applies to major alterations or renovations that change the structure or use of a building, home, or lot.

Fire restoration should be evaluated based on its actual scope.

32. Structural Fire Repairs

Fire damage affecting:

can require more extensive permit review than ordinary cosmetic repair.

The applicable City permit, plans, engineering, inspections, and sign-offs depend on the project.

33. Owner-Occupied Permit Limitations

Boston’s permitting guidance allows qualifying homeowners to perform or permit certain work themselves in one- or two-family owner-occupied homes.

An investor acquiring a fire-damaged property for renovation or resale should not assume that an owner-occupant permitting option automatically applies.

Depending on the work and building type, a properly licensed contractor may be required.

34. Certificates of Occupancy

Major renovation that changes a building’s:

can require the Certificate of Occupancy process.

Boston currently requires both Inspectional Services and the Boston Fire Department to sign off where applicable.

An existing fire-damaged building should not be represented as legally occupiable solely because title can be transferred.

35. Fire Protection Systems

Repair or reconstruction affecting:

can require separate Boston Fire Department review, permitting, testing, or acceptance.

36. Existing Code Violations and Orders

A sale does not automatically:

Known enforcement matters should be addressed in due diligence and transaction documents.

37. Cleanup and Restoration

Any:

must comply with applicable:

Nothing in these Terms represents that we personally perform regulated construction or remediation services unless legally authorized.

38. Inspections and Due Diligence

A direct as-is purchase does not prevent us from conducting due diligence permitted by the transaction documents.

Due diligence may include:

39. Fast Sale and Closing Claims

Any Website statement concerning:

describes a potential or intended transaction structure and is not a guarantee.

Actual closing timing may depend on:

40. Fair and Competitive Offer Claims

The Website describes its offer as fair and competitive.

Such statements should not be interpreted as a guarantee that:

The actual signed purchase agreement controls the price.

41. No Agent Commissions

The Website contrasts its direct-purchase model with a conventional listed sale.

Where the seller completes a genuine principal-to-principal sale without a listing broker, a conventional listing commission may not apply.

If a licensed Massachusetts real estate professional participates, compensation obligations will be determined by applicable:

42. Massachusetts Real Estate Licensing

Massachusetts defines a real estate broker broadly as a person who, for another and for a fee, commission, or other valuable consideration, performs specified real-estate activities.

Those activities include:

Nothing on the Website authorizes unlicensed brokerage.

43. Principal Purchaser Exemption

Massachusetts licensing law separately recognizes principal activity.

A person acting for themselves may generally seek to acquire real estate for their own use or investment without becoming a broker merely because of that principal acquisition.

Similarly, qualifying owners may act concerning real estate owned by them.

A genuine cash buyer purchasing for its own investment account is therefore situated differently from a person performing brokerage services for another for compensation.

44. No Dedicated Massachusetts Wholesaler Statute Identified

As of October 9, 2026, these Terms do not rely on a separate Massachusetts residential-wholesaler registration or seller-cancellation statute comparable to specialized wholesaling laws enacted in some other states.

That does not mean every wholesaling model is automatically exempt from Massachusetts licensing or consumer-protection law.

The actual conduct controls.

45. Wholesaling and Licensing Analysis

Relevant factors can include:

46. Contractual Interest Is Not Legal Title

Holding a:

is different from holding legal title.

A contract holder should not falsely state that:

47. Assignment Depends on the Contract

Whether a purchase agreement may be assigned depends on:

Nothing on the Website guarantees assignability.

48. Licensed Real Estate Professionals

Only appropriately licensed Massachusetts real estate brokers and salespersons may provide regulated brokerage assistance requiring a license.

Where a Massachusetts licensee participates, separate requirements may apply concerning:

49. Foreclosure and Financial Distress

The Website may attract homeowners who are:

We are not your:

unless a separate legally compliant relationship expressly establishes otherwise.

50. Massachusetts Foreclosure Rescue Transactions

Massachusetts Attorney General regulations impose unusually strong restrictions on foreclosure rescue.

A foreclosure rescue transaction generally involves:

51. For-Profit Foreclosure Rescue Transactions Are Generally Prohibited

Massachusetts generally treats it as an unfair or deceptive act for a person, for compensation or gain or potential or contingent compensation or gain, to:

a covered foreclosure rescue transaction.

This is materially stronger than a law that merely gives a homeowner a short cancellation period.

52. Sale-Leaseback and Repurchase Structures

A transaction involving a distressed homeowner who:

in a structure designed to avoid or delay foreclosure can fall within Massachusetts’s foreclosure-rescue prohibition.

Such a transaction should not be used merely because both parties sign a contract.

53. Bona Fide Permanent Sale

A bona fide permanent sale in which:

is different from the prohibited rescue structure.

The actual facts, not the transaction label, control.

54. Foreclosure-Related Services

Massachusetts separately regulates services connected with:

A direct purchaser should not transform an acquisition into a paid foreclosure-relief service without separate legal review.

55. Advance Fees for Foreclosure-Related Services

Massachusetts generally prohibits soliciting, arranging, or accepting an advance fee in connection with covered foreclosure-related services, subject to limited exceptions such as qualifying legal services and certain lawful mortgage-related fees.

A principal cash buyer should not charge an upfront “foreclosure rescue,” “modification,” or “save your home” fee.

56. Foreclosure-Related Advertising

Massachusetts requires covered foreclosure-related advertising to accurately and conspicuously describe:

Misleading foreclosure-relief representations can violate Massachusetts consumer-protection law.

57. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

58. Requesting a Cash Offer Does Not Stop Foreclosure

Submitting a Website inquiry, receiving an offer, or negotiating a purchase does not automatically:

Homeowners facing foreclosure should independently verify all applicable deadlines.

59. Massachusetts Foreclosure Prevention Rights

Massachusetts mortgage law provides specified borrower notices and foreclosure-prevention procedures in qualifying residential mortgage situations.

Those rights are between the homeowner, creditor, mortgage holder, servicer, and other persons identified by law.

A potential property purchase does not replace or waive non-waivable foreclosure protections.

60. Federal Mortgage-Assistance Rules

Where separate conduct constitutes mortgage-assistance-relief services under federal law, additional federal requirements can regulate:

61. Probate, Estate, Trust, and Inherited Property

Submitting inherited, probate, estate, or trust property does not establish legal authority to sell.

A transaction may require:

62. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

unless a separate legally compliant relationship expressly establishes otherwise.

Property owners are responsible for understanding:

63. Pending Insurance Claims

If property is sold while an insurance claim remains pending, transaction documents should address the parties’ respective rights concerning:

64. Insurance Rights Do Not Automatically Transfer

A property sale does not automatically transfer:

Those issues depend on:

65. Public Adjusting

Nothing on the Website constitutes public-adjusting services.

A homeowner seeking assistance negotiating an insurance claim should work with an appropriately licensed insurance professional or attorney where required.

66. Tenant-Occupied Property

The sale of tenant-occupied Massachusetts property does not automatically terminate every lawful tenancy.

A purchaser should evaluate:

A building appearing vacant after a fire should not automatically be treated as legally free of tenancy rights.

67. Condominium Property

If a property is located in a Massachusetts condominium, separate requirements may apply concerning:

These issues should be reviewed separately from an ordinary single-family transaction.

68. Federal Lead-Based Paint Disclosure

Federal lead-based-paint disclosure requirements may apply to qualifying housing constructed before 1978.

Massachusetts also maintains state lead-paint requirements.

Nothing on the Website replaces those requirements.

69. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:

Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.

70. Massachusetts Recording Law

Massachusetts generally prohibits secretly recording a private wire or oral communication without prior authority from all parties, subject to statutory exceptions.

Accordingly, acquisition calls should not be silently recorded merely because one participant knows of the recording.

Where a call is recorded, appropriate notice and legally sufficient authorization should be obtained before recording proceeds.

71. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

Where required, additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

72. Email Communications

By providing an email address, you authorize communications concerning:

Applicable promotional emails will provide an unsubscribe mechanism.

73. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

This does not eliminate documents that applicable law requires to be delivered in another form.

74. Privacy

Our handling of personal information is described in our Privacy Policy.

75. Independent Decision-Making

Selling fire-damaged real estate can have substantial:

You may wish to consult:

76. No Professional Advice

Website content does not constitute individualized:

77. No Automatic Agency or Fiduciary Relationship

Use of the Website does not itself create:

If a licensed Massachusetts real estate professional participates, applicable agency, facilitator, consumer-disclosure, brokerage, and professional requirements control.

78. Acceptable Use

You may not:

79. Intellectual Property

Unless otherwise stated, the Website and its original:

are owned by or licensed to I Buy Houses With Fire Damage Boston.

You may not commercially reproduce protected Website content without authorization.

80. Third-Party Websites and Services

We do not control or accept responsibility for independent third-party:

81. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous, uninterrupted, secure, or error-free availability is not guaranteed.

82. No Guarantee of Transaction

We do not guarantee:

83. Marketing Claims

Website statements describing an offer or process as:

describe intended or possible service characteristics and do not guarantee a particular financial or transaction result.

The executed transaction documents control.

84. Testimonials

Testimonials describe individual reported experiences.

They do not guarantee that another seller will receive:

85. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

Nothing in these Terms eliminates rights that applicable law does not permit to be waived.

86. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, I BUY HOUSES WITH FIRE DAMAGE BOSTON AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities arising under separately executed:

unless those documents expressly provide otherwise and applicable law permits it.

87. Independent Third Parties

To the maximum extent permitted by law, we are not responsible for independent third-party:

Nothing in this provision eliminates liability that applicable law does not permit to be excluded.

88. Indemnification

To the extent permitted by law, you agree to indemnify I Buy Houses With Fire Damage Boston from claims arising from your:

89. Governing Law

These Terms are governed by the laws of the Commonwealth of Massachusetts, except where another law must apply.

90. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, landlord-tenant, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in Massachusetts.

These Website Terms do not impose mandatory arbitration.

A separately executed transaction agreement may contain different enforceable dispute provisions.

91. Non-Waivable Massachusetts Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

92. Transaction Agreements Control

These Website Terms do not replace:

A separately executed transaction agreement governs that transaction to the extent enforceable.

93. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

94. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

95. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

96. Assignment

You may not assign these Website Terms without our written consent.

We may assign these Terms in connection with a merger, acquisition, financing, restructuring, affiliate reorganization, or sale of assets, subject to applicable law.

This provision does not determine whether a real-estate purchase agreement may be assigned.

Assignment of a purchase agreement is governed by:

97. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed real-estate transaction documents.

98. Contact Us

Questions concerning these Terms may be directed to:

I Buy Houses With Fire Damage Boston
Boston, Massachusetts
United States

Website: ibuyhouseswithfiredamageboston.com